INVESTability: The Stock Market

Still confuse on Analyzing Stocks? The Colayco Foundation for Education Inc. will be having a seminar on June 9, 2012 9am-12pm, Learning Fee is Php 4,000 Early birds discount. This is perfect for YOU. 90% Discount to all KSK Members, also extended to your family.  INVESTability: The Stock Market. Call 6373731/ 09178088857 or email @ renzie@colaycofoundation.com to register LIMITED Seats.

Other Seminars: 

PISObilities: Wealth Within your Reach July 7, 2012- 9:00-12:00pm

INVESTability: Mutual Funds July 7, 2012 - 2:00-5:00pm

PH joins list of Next 11 Emerging Markets

Philippines Next Emerging Market 

MANILA, Philippines - The Philippines has been included in the roster of the so-called Next 11 Emerging Markets but has lagged behind other countries in terms of investments, according to PhilDev trustee Winston Damarillo.

PhilDev (formerly Ayala Foundation USA) is a public charity registered with the United States Internal Revenue Service (IRS) as a tax-exempt organization composed of Filipinos and Filipinos-based overseas. Its focus is on building “an ecosystem of science and technology-based enterpreneurship and innovation for social and economic development of the Philippines.”

Diosdado Banatao is PhilDev’s chairman, Fernando Zobel de Ayala is vice chairman, while Damarillo is a trustee and a member of the World Economic Forum (WEF).

Damarillo said the members of the Next 11 Emerging Markets are Bangladesh, Egypt, Indonesia, Iran, Mexico, Nigeria, Pakistan, South Korea, the Philippines, Turkey and Vietnam. They follow the BRIC nations consisting of Brazil, Russia, India and China.

The PhilDev trustee said that since 2003, two-thirds of foreign investments in infrastructure have gone to Vietnam, and the Philippines was getting “change” compared to the amount of trade investments coming into Asia and the rest of the Asean nations.

Damarillo, quoting WEF data, said that one of the major reasons for the lack of trade investments is the lack of power or inexpensive power sources. The Philippines is a net importer of crude and coal.

Yet the rest of the Asean has increasingly tapped renewable energy (RE) sources. In fact, Asean as a group is the leader in cheap and sustainable RE.

The Philippines is the second largest user of geothermal power and has the potential to develop RE, especially biomass-sourced power. The Asean nations are also a net importer of oil but a natural gas exporter.

“It is estimated that the Asean will be increasing the use of hydro energy sources from a little over 12 percent in 2008 to nearly 15 percent by 2035. In the same time frame, it will likewise outpace the rest of the world in the use of geothermal, marine, biomass, solar, and wind as energy sources,” Demarillo said.

Damarillo, who is the chief executive officer of MorphLabs (California), noted that the Asean bloc consumes more food than it produces, and that it was forecast that potable water needs will outpace energy demand in Asia.

Article  By Ted P. Torres, Form ABS-CBN News

Posted at 05/17/2012 7:06 AM | Updated as of 05/17/2012 4:00 PM

1st Triathon legazpi

1st Tri - Legazpi

The 1st Tri legazpi Olympic-distance triathlon race (1.5k swim, 40k bike, 10k run) will be within Brgy Lamba Legaspi City overlooking the famousMayon Volcano the most perfect cone volcano in the world.. Triathletes will enjoy the Albay Gulf with the background of Majestic Mayon. The bike leg will be challenging because it will feature some vicious climbs. But true to most run legs in Philippine Tri-races, the 10k run route will be just along the coast line and will have a perfect view of the Mayon Volcano.
Legazpi City is more than just a Beautiful triathlon destination. Visit Legazpi City to know more about the City and the province of Albay– it is more fun in the Philippines.

Birth Stone Meaning

Which birthday Are You In? 




JANUARY=CHATTER
Loves to chat. Loves those who love them. Loves to takes things at the centre. Inner and physical beauty. Lies but doesn’t pretend. Gets angry often. Treats friends importantly. Brave and fearless. Always making friends. Easily hurt but recovers easily. Daydreamer. Opinionated. Does not care to cont...rol emotions. Unpredictable.
Extremely smart, but definitely the hottest AND sexiest of them ALL.


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FEBRUARY=THUG
Abstract thoughts. Loves reality and abstract. Intelligent and clever.
Changing personality. Attractive. sexiest out of everyone.A real speed demon. Has more than one best friend. Temperamental. Quiet, shy and humble. Honest and loyal. Determined to reach goals. Loves freedom. Rebellious when restricted. Loves aggressiveness. Too sensitive and easily hurt. Gets angry really easily but does not show it. Dislikes unnecessary things. Loves making friends but rarely shows it. Daring and stubborn. Ambitious. Realizing dreams and hopes. Sharp. Loves entertainment and leisure. Romantic on the inside not outside. Superstitious and ludicrous. Spendthrift. Tries to learn to show emotions.


PLEASE DON'T FORGET TO SHARE IF YOU FIND IT TRUE


MARCH=GORGEOUS
Drop dead gorgeous!!! Attractive personality. Affectionate&Secretive. Naturally honest, generous and sympathetic. Chatterbox! Loves to talk alot! Loves to get their way! . Unbelievable kisser! Easily angered. Very stubborn in the most way possible! Loves to get noticed! Willing to take risks for others. Makes good choices. Has a great fashion sense! Maybe a little too popular with others . Outgoing and crazy at times! Intelligent. Can sometimes be a heart-breaker! Can love as much as possible! Hates insults. Loves compliments! and quiet the charmer. Trustworthy. Appreciative and returns kindness. The best in bed out of the other 11 months!! Hardly shows emotions. Tends to bottle up feelings. Observant and assesses others.likes to keep they're crushes
kinda secret. pretty much flawless.


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APRIL=ADORABLE
Suave and compromising.. Funny and humorous. Stubborn. Very talkative. Calm and cool. Kind and sympathetic. Concerned and detailed. Loyal. Does work well with others. Very confident. Sensitive.. Positive Attitude. Thinking generous. Good memory. Clever and knowledgeable. Loves to look for information. Able to cheer everyone up and/or make them laugh. Able to motivate oneself and others. Understanding. Fun to be around. Outgoing. Hyper. Bubbly personality. Secretive. Boy/girl crazy. Loves sports, music, leisure and traveling. Systematic..


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MAY=LOVER
Active and dynamic. Decisive and haste but tends to regret. Attractive and affectionate to oneself. Strong mentality. Loves attention. Diplomatic. Consoling, friendly and solves people’s problems. Brave and fearless. Adventurous. Loving and caring. Suave and generous. Usually you have many friends. Enjoys to make love. Emotional. Stubborn. Hasty. Good memory. Moving, motivates oneself and others. Loves to travel and explore. Sometimes sexy in a way that only their lover can understand.


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JUNE =FINENESS
Fun to be with. Loves to try new things. Boy/girls LOVE you. You are very popular. Secretive. Difficult to fathom and to be understood. Quiet unless excited or tensed. Takes-rep pride in oneself. Has reputation. Easily consoled. Honest. Concerned about people’s feelings. Tactful. Friendly. Approachable. Emotional temperamental and unpredictable. Moody and easily hurt. Witty and sparkly. spazzy at times.Not revengeful. Forgiving but never forgets. dislikes nonsensical and unnecessary things. Guides others physically and mentally. Sensitive and forms impressions carefully. Caring and loving. Treats others equally. Strong sense of sympathy. Wary and sharp. Judges people through observations. Hardworking. No difficulties in studying. Loves to be alone. Always broods about the past and the old friends. Waits for friends. Never looks for friends. Not aggressive unless provoked. Loves to be loved. Easily hurt but takes long to recover.


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JULY=GANGSTA
You’ve got the best personality and are an absolute pleasure to be around. You love to make new friends and be outgoing. You are a great flirt and more than likely have a very attractive partner, a wicked hottie. Like somebody with a JUNE birthday. It is also more likely than that you have a massive record collection. When it comes to films, you know how to pick them and may one day become a famous actor/actress yourself - heck, you’ve got the looks for it!!!


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AUGUST=ATTITUDE
outgoing personality. takes risks. feeds on attention. self control. kind hearted. Self confident. loud and boisterous. VERY revengeful. easy to get along with and talk to. has an “every thing’s peachy” attitude. likes talking and singing. loves music. daydreamer. easily distracted. Hates not being trusted. BIG imagination. loves to be loved. hates studying. in need of “that someone”. longs for freedom. rebellious when withheld or restricted. lives by “no pain no gain” caring. always a suspect. playful. mysterious. “charming” or “beautiful” to everyone. stubborn. curious.. independent. strong willed. a fighter.


PLEASE DON'T FORGET TO SHARE IF YOU FIND IT TRUE


SEPTEMBER=IMP
Loves to chat. Loves those who love them. Loves to takes things at the center. Great in bed. Inner and physical beauty. Doesn’t pretend. Gets angry often. A meaningful love life partner. Makes right choices. Treats friends importantly. Brave and fearless. Always making friends. Does not harm others. It is all about love and fairness. Easily hurt and hard to recover. Daydreamer and does fulfill. Opinionated. Does not care to control emotions. Knows what to do, to have fun. Unpredictable. Someone to have close to you. Extremely smart, but definitely the most adorable of them all.


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OCTOBER=PASSION ATE
Trustworthy and loyal. Very passionate and dangerous. Wild at Times. Knows how to have fun. Very mysterious. Everyone is drawn towards your inner and outer beauty and independent personality. Playful, but secretive. Very emotional and temperamental sometimes. Meets new people easily and very
social in a group. Fearless and independent. Can hold their own. Stands out in a crowd. Essentially very smart. Usually, you ever begin a relationship with someone from this month, hold on to them because their one of a kind.


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NOVEMBER=SWEETI E
Stubborn and hard-hearted. Strong-willed and highly motivated. Sharp thoughts. Easily angered. Attracts others and loves attention. Deep feelings. Beautiful physically and mentally. Firm Standpoint. Needs no motivation. Shy towards opposite sex. Easily consoled. Systematic (left brain). Loves to dream. Strong clairvoyance. Understanding. Sickness usually in the ear and neck.. Good imagination. Good physical. Weak breathing. Loves literature and the arts. Loves traveling. Dislike being at home. Restless. having many children. Hardworking. High spirited.


PLEASE DON'T FORGET TO SHARE IF YOU FIND IT TRUE


DECEMBER=BEAUTY
This straight-up means ur the most good-looking Loyal and generous. Patriotic. Competitive in everything. Active in games and interactions. Impatient and hasty. Ambitious. Influential in organizations. Fun to be with. Easy to talk to, though hard to understand. Thinks far with vision, yet complicated to know. Easily influenced by kindness. Polite and soft-spoken. Having lots of ideas. Sensitive. Active mind. Hesitating, tends to delay. Choosy and always wants the Stubborn and hard-hearted. Strong-willed and highly motivated. Sharp thoughts. Easily angered. Attracts others and loves attention. Deep feelings. Beautiful physically and mentally. Firm Standpoint. Needs no motivation. Shy towards opposite sex. Easily consoled. Systematic (left brain). Loves to dream. Loves freedom. Strong clairvoyance. Understanding. Sickness usually in the ear and neck. Good imagination. Good physical. Weak breathing. Loves literature and the arts. Loves traveling. Dislike being at home. Restless. having many children. Hardworking. High
spirited.